Equipment Rentals
An Equipment Rental (also known as an Operating Lease) is a cost effective way of allowing you, the client, to use an asset (equipment) without having to outlay the full purchase price upfront. This allows you to retain your cash for working capital requirements. As an SME, you have the option (provided that your company qualifies) to treat your operating leases off balance sheet. Therefore, it is possible to enjoy income tax savings by claiming rental payments as a tax expense.
How does it work?
Our Financial Services partner will buy the equipment you need on your behalf, and you in turn pay them a monthly rental.
The rental period can be structured according to your requirements however normally the rental period will span from 12-60 months.
Instalment Sale Agreements
An instalment sale agreement is a credit agreement between our Financial Services Provider (FSP) and yourself, where an asset (equipment) is purchased by the FSP and financed to you. You will repay the loan over an agreed period.
Ownership of the equipment automatically transfers to you. An asset and liability is noted on your balance sheet. The VAT of the asset being financed can be claimed by you up front. SARS allows you to claim back interest charges as well as a wear-and-tear allowance.
Future-proof your tech stack while keeping budgets predictable.
RED HOT FINANCE DEALS
From laptops to large network devices — finance it all in one simple package!
OFFICE BUNDLE
BULK BUNDLE
TRAVEL BUNDLE
5 x Acer ETBook 14 FHD Notebook (ZL.OTH11.055)
R2,280/ pm
36 month instalment
5 x ASUS EXPERTCENTER D501MER / MINI TOWER 15L/ Intel® Core™ i5-14400 Processor (D501MER-I58512B0X)
R2,444/ pm
36 month instalment
Estimate Your Monthly Instalments
Use our interactive calculator to tailor your IT asset finance to match your budget. Simply enter the number of months, purchase price, deposit amount and interest rate — and instantly see your estimated monthly repayments.
For accurate results, the interest rate should be entered as the current prime rate plus 2% (e.g., if prime is 10.5%, enter 12.5%).
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